This section is divided into type A, type B, and type C, based on the perils they cover.
1.
Type A： The perils covered under type A are collision, overturning, fire, lightning, thunder, explosion, falling objects, malicious acts of a third party and any other perils which are not excluded in the policy.
2.
Type B ：As for type B, the perils covered under this coverage are collision, overturning, fire, lightning, thunder, explosion and falling objects. In contrast with type A, type B explicitly excludes some situations such as the damage caused by unidentified vehicles or objects, unaccounted-for scratches or damages, and malicious acts of a third party.
3.
Type C ：As for type C, this coverage covers losses arising from car to car collision only. The owners may choose this coverage to save premium. Under this coverage, the insured can claim car-to-car collision losses without deductible.
Comparison Chart of Three Different Collision Insurance and their coverage
Types of
A-Form
B-Form
C-Form
Coverage
Collision with other vehicles
Collision, Rollover, Fire, Lighting, Thunder Strike, explosions, hit by throwing or falling objects
Vandalism, Others not listed uninsured
Annual Premium
NT＄47,096
NT＄23,119
NT＄11,918
PS：The premiums listed in the table are for reference only, the actual premium will be calculated according to age, sex and driving record of the insured.
Notice：
1. Collision/Theft insurance is considered to be necessary for a car aged below six.
2.
Both type A and B bear a basic deductible of 3,000 NT dollars for the first claim, 5,000 for the second claim and 7,000 for any claim thereafter.
